10 Best Refer and Earn Apps in India

What is marketing by referrals? 

A referral is described as when a consumer refers the products or services to a person recognised to him. Referrals are a technique of enterprise advertising that facilitates making their business regarded and increasing visitors on the website.

How does marketing by referrals work?

The Refer And Earn system is a hit because people consider a product if the advice comes from their friends, family or acquaintance.

Business Models like Paytm, Google Pay or any other Retail stores create their very own referral programs as a way to reach more people. It’s an advertising and marketing strategy that asks previous loyal customers to grow to be brand advocates. They’re incentivized to do this, in return for gift cards and vouchers to redeem for discounts on future purchases, free products, and more.

Why do referrals work so well?

Referral programs work because they’re a direct and trustful way to spread ideas about a company or any other business. 

Referral programs motivate existing customers to share their company or other  products and services with their referral network to gain more traffic.

Since customers already use and enjoy your product, they’re able to share their personal experience with friends and family. And if a product’s advice comes from their friends, family or acquaintance they will try to use their products and services.

And a main feature of why referral programs works so well?  is the rewards given to customers. Giving customers a token of thanks in form of free products, giftcards, vouchers, etc for referring others is a great way for businesses to show appreciation.

Can refer and earn use for passive income?

In Refer And Earn Models Businesses gain new customers daily so in return referring customer earns cash, credits, and discounts for a successful referral. So, each successful referral is a source of passive income.

However, not all referral models are created to offer desirable rewards. So in this post, we’ll see some of the best referral programs in the Indian markets.

10 Best Refer and Earn Apps in India:

1. Upstox

Best Refer and Earn Apps in India

Upstox is one of the most popular app in Indian capital market. Upstox is mainly used for trading of shares, mutual funds, etc. Upstox can be used in mobile as well as on desktop. For joining Upstox referral program you must sign up for their app and share your referral code with any of your friends or anyone.

After sharing your code if someone open their account with upstox and complete their formalities you will get referring incentive. For every referral you will reward as 200 rupees, sometimes reward amount will low or high. It is one of the best refer and earn apps in India

2. PhonePe

Best Refer and Earn Apps in India

PhonePe is the second most used UPI app in India after Google Pay.

PhonePe is also one of most popular refer and earn app in india that have an easy-to-use interface. PhonePe help us to easy money transfer from your Bank to any account within seconds. You can make different kinds of payments through this app, like phone recharge, DTH recharge, easy bank transfers, bill payments, in-app purchases, investment or gold purchases, and much more.

For every successful referral they pay you fixed amount money in your PhonePe wallet. You can transfer your referral earnings to your account without any hassle within seconds.

3. Google pay 

Best Refer and Earn Apps in India

Earlier Google Pay is named to as Tez, is now acquired by Google and renamed as Google Pay.

Google Pay is India’s most used UPI app. Google Pay is used for easy money transfers from your Bank to any account within seconds. You can make different kinds of payments through this app, like phone recharge, DTH recharge, easy bank transfers, bill payments, in-app purchases, and much more.

The Users of Google Pay enjoys this app because of the wonderful reward system, which gives user scratch cards for every payment. After scratching the scratch card user get cashback, vouchers or Better Luck Next Time.

Google Pay have an excellent refer and earn model, which gives referral commission of amount ranges from Rs.150 to Rs.180 per referral.

4. Amazon Pay

Best Refer and Earn Apps in India

Amazon is well known multinational company. Which is operates in E-Commerce and cloud based services. Amazon is a online store which sells every products as per their rules. In these ecosystem for more convenience they introduce Amazon Pay.

Amazon pay offers one of the best referral programs. If you refer your friend to Amazon Pay and they register using your link, then you will receive a ₹75 cashback into your Amazon Pay Balance. Please note that your friend needs to complete their first transaction using Amazon pay. And the best part is that your friend will also get a reward of Rs. 125 into their account.

5. Paytm Money

Best Refer and Earn Apps in India

Paytm Money is a discount broker application with a good referral program. With the help of fixed brokerage and good referral incentive they attracting many users to their platform.

If you are a beginner in Stock Market then Paytm Money will be right place to start your first investment.

6. Mobikwik 

10 Best Refer and Earn Apps in India

Mobikwik is also a UPI app. Mobikwik is used for easy money transfers from your Bank to any account within seconds. You can make different kinds of payments through this app, like phone recharge, DTH recharge, easy bank transfers, bill payments, in-app purchases, and much more.

Mobikwik offers Rs.50 as a signup bonus and Rs.20 per referral if your referral starts inviting friends. If you refer your friends to transfer your MobiKwik wallet to your Bank, then also you will earn ₹100 cashback in your wallet.

7. Groww 

Best Refer and Earn Apps in India

Groww is another Investment platform application with a good referral program. With the help of fixed brokerage, low brokerage and good referral incentive they attracting many users to their platform.

WIth the help of this app, you can invest money in stock market, mutual funds, and digital gold. Opening a Demat account is pretty easy with Groww and can be done within minutes.

8. 5Paisa 

10 Best Refer and Earn Apps in India

5Paisa is discount broker application with a good referral program, known for its low brokerage trading services. With the help of fixed brokerage, low brokerage and good referral incentive they attracting many users to their platform.

There are no account opening charges, but they take Rs.10 for every executed order for mutual fund investment. They have a wonderful referral program where you can earn Rs.500 for every referral and earn up to a 40% brokerage fee for a lifetime.

9. CoinSwitch Kuber

Best Refer and Earn Apps in India

Coinswitch is a crypto trading app that offers its users an Rs.50 signup bonus, and for every referral, they pay Rs.50. It is one of the most secure and reliable crypto trading apps in India. It enables you to trade in more than 100 cryptos at the best prices with the highest liquidity.

10. OneCode

OneCode is one of the best refer and earn apps in India, where you can earn unlimited money by just referring to the app. They also provide a special coupon code to every user. So whenever users purchase your coupon code, you will get a certain amount of commission for that.

You do not need to invest any money as there is no joining fee, and the good thing is that you have unlimited earning potential.

There are numerous big brands associated with them, such as Dineout, Bewakoof, Mydreanstore, etc. By referring services or products to your friends, you can earn around Rs.200 to Rs.1000 in Paytm cash. The money gets credited to your account as soon as you earn it.


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